Tools for Employees
Free financial calculators to help you understand your pay and costs. No sign-up required.
Financial Tools
Understand your money
Know exactly what you take home and what your commute really costs. All calculations run in your browser — we never store your data.
Salary Calculator
LiveSee your take-home pay after tax, National Insurance, pension and student loans. Calculate monthly, weekly, daily and hourly rates for England and Scotland tax bands.
Try it freeCommute Cost Calculator
LiveCalculate the hidden costs of commuting to the office vs working from home. See transport, parking, time costs and the equivalent salary you'd need to offset them.
Try it freeFAQ
Frequently Asked Questions
- How accurate is the salary calculator?
- Our calculator uses the latest HMRC tax bands, National Insurance rates, and student loan thresholds for the 2025/26 tax year. It supports both England and Scotland tax bands and includes pension contributions.
- What costs does the commute calculator include?
- It includes transport costs (fuel, train, bus), parking, the time value of your commute, and additional costs like coffee and lunches. It then calculates the equivalent pre-tax salary you'd need to cover those costs.
- Do you store any of my data?
- No. All calculations run entirely in your browser. We don't store, track, or share any of the financial information you enter.
- Can I use these tools if I'm a contractor?
- These tools are designed for PAYE employees. If you're a contractor, check out our contractor tools including the Day Rate Calculator and IR35 Calculator.